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Holvi founded in 2011, in Helsinki.

As self-employed people wading through oceans of paperwork, we noticed something funny going on – traditional banks were giving us the cold shoulder.

Why not help ourselves? We asked. And so, with time and effort (and lots of coffee), we mastered small business finance – and Holvi was born.

Holvi's mission is to eliminate the distractions of financial admin and simplify work life, because running a business is hard enough. You shouldn’t have to worry about spreadsheets and lost receipts.

Holvi eliminates the time-consuming distractions of financial admin, helping you to find balance as an entrepreneur. More time for actual work means you can clock off earlier, if you want.

That’s work life simplified.


  • E-Banking
  • Business accounts
  • Credit & Debit Cards
  • Virtual Cards
  • SEPA Transfers
  • International Transfers
  • Invoicing & E-invoicing
  • Accounting - Bookkeeping preparation


Kaikukatu 2 C, 00530 Helsinki, Finland
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